Verify every applicant. Pay when they bind.

More screening, more risk surfaced, better pricing economics. Checkr powers applicant risk decisions for 85% of the insurance industry, with over 2,400 direct sources, refreshed daily, and up to 20% higher coverage than legacy providers, priced on the bind.

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2,400+
direct government sources

98%
criminal and identity coverage of the US

20%
higher coverage than legacy providers

0.1
second response rate

One person, one profile

More data only helps if it’s attached to the right person. Checkr links names, dates of birth, addresses, and phone numbers into unified profiles. Evaluate the right records for the right applicant, without fragmented tools or guesswork.

Screen more, pay only when you bind

With pay-per-bind pricing, you can increase your top of funnel, without increasing your spend. Bring risk signals to the top of the funnel, segment applicants by risk from the first quote, and price with confidence. Your data costs scale with the business you actually write.

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Checkr Profiles are for everyone.

Standout in the marketplace and get more work. Share your Checkr Profile with potential employers, customers, families, or anyone to build trust with your verified credentials.

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Childcare Providers

  • Verify degrees and work experience
  • Charge higher rates
  • Get more job opportunities

Healthcare Professionals

  • Verify degrees and specialty licenses
  • Go through the hiring process faster
  • Get your first paycheck faster

Tutors & Teachers

  • Verify degrees and specialty licenses
  • Charge higher rates
  • Get more job opportunities

Home Service Professionals

  • Verify identity and specialty licenses
  • Charge higher rates
  • Get more job opportunities

Freelancers

  • Verify degrees and work experience
  • Charge higher rates
  • Get more job opportunities

Online Sellers

  • Verify your identity and safety
  • Increase trust from buyers
  • Get more transactions

What shows up on a personal check?

The results of a personal background check depends on the type of searches being conducted, the lookback period, and any applicable federal, state, or local laws. 

Social Security number (SSN) trace

Searches databases, like lending institutions, utilities, schools, and credit card companies, to provide basic information about a Social Security number such as associated names and addresses.

Sex offender registry check

Searches offender registries from all 50 states, Washington DC, and US territories. The results may include the offender’s date of registration and current status.

Global watchlist search

Searches multiple domestic and international government and regulatory databases for individuals who are prohibited from certain industries or included on “most wanted” criminal lists.

Federal criminal search

Searches US federal district courts to report federal felony and misdemeanor convictions.

National criminal search

Searches nationwide databases to identify potential criminal records for further exploration.

State criminal search

Searches criminal records databases in a specific state to identify felony and misdemeanor convictions, along with charge type, disposition, and sentencing information.

County criminal search

Searches records from US counties, which may include felony and misdemeanor convictions and related information, such as charge, disposition, and sentencing.

County civil search

Searches for cases filed in county civil courts that includes claims, suits, or judgments.

Motor vehicle record (MVR) check

Confirms driver’s license status and class, and identifies driving-related incidents in the US.

Built for how each line underwrites

Auto

Screen every driver at the first quote. Optimize your data spend with historical MVR, criminal, traffic, and license status checks in one pull, priced on the bind.

Life

Catch more risk than an MVR alone: no labs or exams needed. Criminal, identity, and driving records build a complete applicant profile that your underwriting can depend on.

Home

See the person behind the property. Identity, criminal history, and fraud signals reveal information that your current data can't.

See how Checkr helps businesses like yours

Small business

Get started running background checks in minutes with our intuitive platform, customizable packages, and built-in compliance tools.

Learn more

Enterprise

Accelerate your hiring with customizable screening options, automated processes, and partner integrations using our AI-powered platform. 

Learn more

Gig and marketplace

Ensure your ecosystem’s safety, continuously monitor for changes, and accelerate time-to-start with our suite of products. 

Learn more

What direct access actually gets you

Driving risk insights

Historical MVRs, traffic court records, and license status checks, waterfalled into driving-risk signals, all without MVR fees.

Structured data

Sharpen your underwriting models with granular inputs. Over 250 charge classifications give your team new variables for segmentation, pricing, and backtesting.

Cross-state visibility

Criminal and driver records sit in thousands of separate court systems. Checkr surfaces cross-state exposure and fraud indicators as part of every profile without extra pulls or manual reconciliation across jurisdictions.

Real-time responses

With query responses in 0.1 seconds, you can screen every applicant without adding friction to the quote.

Built-in compliance

Fair Credit Reporting Act (FCRA) permissibility filters are enforced in-product, state by state. Disputes and corrections handling, audit-ready.

API-native integration

A modern API and fast integration that complements the vendors and workflows you already run.

Trusted by 140,000+ organizations across the US

"At Turo, our commitment to creating a trusted and safe environment for both vehicle hosts and guests is paramount. By partnering with Checkr, we’re leveraging cutting-edge technology to identify potential risks early on to mitigate downstream business impacts."
Mike Wilkins
VP of Trust and Safety, Turo
"Our clients truly appreciate the added layer of security [with Checkr] – it provides them with peace of mind and confidence in the process."
Chris Kumar
CEO, Tawkify

See what your current data misses

Run a free proof of value on your own book. We'll show you the records your current provider misses—and how they change the risk you've already priced.

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FAQs

What is a background check?

A background check or background screening is the process of examining public and private sources to collect information about a person. Background checks may be used by employers, landlords, or volunteer organizations.

What is a pre-employment background check?

Pre-employment background checks are screenings conducted by employers as part of the hiring process. They may involve a criminal history check, credit check (if the role is finance-related), driving record check (if the position involves driving), and employment or education verification. Employers may also choose to conduct reference checks, drug testing, or other additional screenings. In some industries, such as education, healthcare, and commercial transportation, pre-employment screening is required by law.

How do background checks work?

Pre-employment background checks typically start by notifying the candidate of the intent to conduct a background screening and obtaining their consent. Employers then gather the job applicant’s personally identifying information (PII), such as full name, date of birth, Social Security number (SSN), and current or past addresses.

What can be revealed in a background check?

Background check results can reveal different information about an individual, depending on which searches are included. State and local laws as well as FCRA requirements may dictate what kind of information can be legally reported in a background check report, too. What do employee background checks look for? Here are some examples of the types of searches included in a background check and what information employers may see:

Background check results you can trust

Using a background screening service can simplify the hiring process for both you and your candidates. To help ensure legal compliance, you can partner with a qualified, FCRA-compliant provider like Checkr.

Disclaimer

The resources provided here are for educational purposes only and do not constitute legal advice. We advise you to consult your own counsel if you have legal questions related to your specific practices and compliance with applicable laws.